A while back I bought some leads from Best Rate Referrals based out of Las Vegas. Their owners Ray 'Jake' Bartreau and Zach South were not only helpful and polite, but gave me a great deal as well. The leads were highly targeted morttgage trigger leads and they really were good ones. Since I switched to Best Rate Referrals for all my lead generation, all my sales people have seen a jump in their paychecks. I don't know what it is they do over there, but I'll never buy leads anywhere else again.